Examples of potentially disqualifying evidence
Past due accounts, discharged debts, late payments, collection accounts, civil judgments and/or bankruptcy; failure to exercise fiscal responsibility commensurate with income; failure to follow all traffic laws; numerous moving and non-moving violations; at fault traffic accidents; terminations or suspensions from work; reprimands or counseling for poor work performance (including Military service); failure to meet obligations (for example, auto insurance, auto registration, selective service registration, IRS requirements, child support obligations, etc.); law enforcement contacts, arrests, and convictions (as appropriate); other than Honorable discharge from the military.
There should be no mechanical default in the vehicle which is actually 5% of the accidents which take place but there should adequate measures which should be taken by individual like proper wearing of seatbelts, time to time service of the vehicle to avoid any risk during long run and other measures which should be taken by the drivers to drive safely on the highways which is the place of having maximum risk of accident. The driver which is driving a car should be well educated enough to identify the roadside signboards to minimize human error so that risk of accident from human side decreases as low it can be.